FIRE Calculator

Plan your path to Financial Independence and Retire Early. Calculate your FIRE number, track your progress, and visualize your journey to financial freedom.

Select Your FIRE Lifestyle

Your Finances

FIRE Rule & Safety Margin

4.0% Safe Withdrawal Rate (SWR)

Market Assumptions

Results

You can FIRE in
--
years

FIRE Amount Target

Today's Value--
At Retirement--
Based on the 25x rule

Your Savings Will Last Until

--

Projected Savings at Retirement

--

Expense Projection

Current Monthly Expenses--
Monthly Expenses at Retirement--

Year-by-Year Breakdown

AgeStarting BalanceContribution / WithdrawalWithdrawal RateInvestment GainTaxes & FeesEnding Balance
Enter values and click Calculate to see year-by-year breakdown

Monte Carlo Simulation

Stress-test your plan against market volatility. This runs hundreds of simulations with random returns to determine the probability of your success.

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